Once you have a clear picture of your home-buying budget we'll work together to identify properties that interest you and evaluate them to find the perfect property. This might take days, weeks, months, or longer.

I'll be happy to work as long as it takes to find the property that fulfills your goals.

I will listen carefully to understand your needs, and negotiate tactfully on your behalf to achieve your goals with utmost loyalty and confidentiality. where needed and approved by you, I'll bring in members of my team to provide specialized consultation and insights that may be helpful to you on certain aspects of the property's circumstances such as development options or permitting issues.

The Purchase and Sale Agreement is a legal contract between the buyer(s) and the seller(s) once both parties have a greed to a final set of terms. This agreement then controls what each party is obligated to do to complete the transaction, and sets the timelines and expectations for each of those steps.

I'll manage and track those timelines to help you stay on top of your areas of responsibility, and will track the other parties' performance to keep you informed of each critical task as we work towards closing and your ownership.

Earnest money is when you deposit a percentage of the home’s asking price into an independent account with the escrow agent to demonstrate to the seller(s) that you are serious about buying. In return, the seller(s) agree to take their home off the market. The amount of the earnest money deposit is negotiated in the Purchase and Sale Agreement, and when the sale closes that money is put toward the down payment or closing costs (or returned to you if you withdraw timely from the purchase.)

After your offer is accepted, the next step is to get final loan approval. I'll put my lending expertise to work for you, applying the specialized knowledge and judgment gleaned from placing well over 1,000 mortgage loans in my prior career to shepherd the details of your unique circumstances to success in this transaction while avoiding the many hiccups that can derail others.

You'll be able to relax and enjoy the journey instead of worrying about the turns along the way.

Shortly after the Purchase and Sale Agreement is signed, a home inspector is hired to examine the home’s health, safety, and major mechanical systems. If any issues arise from an inspection, the buyer typically has the option to renegotiate their offer, as specified in the Purchase and Sale Agreement.

This is a report for you and your lender detailing the history of the home that you are buying to ensure there are no legal barriers to purchasing it.

Escrow is an impartial third-party process in which documents and funds are deposited by buyers, sellers, and lenders to facilitate the closing of a real estate transaction. The escrow prepares the closing documents and deeds for execution by the parties, records the transfer deeds, and collects and disburses the funds in accordance with the written agreements of the parties.

This is the final step of the home-buying process. Ownership is transferred from the seller(s) to the buyer(s), closing costs are paid, and a number of documents are signed. After closing is finalized and recorded, the home is yours!